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| Conforming Loans |
| Jumbo Loans |
| Equity Loans |
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Conforming Loans
Conforming Loans
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Current limit 417,000.
Fico over 730 can be stated income stated assets, no extra charge
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.75% | 1% | 4.881% | | 5% | 0% | 5.044% |
| | 10 , 15, 20, 30 and 40 year terms available.
Now available in a 30 year interest only |
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Jumbo Loans
Jumbo Loans
Jumbo loans are described as any loan over 417,000, the conforming limit. The conforming limit is due to go up at the end of November 2006. Check back to see what the new cut off will be.
Term: 30 years
Maximum Amount: $600,500
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| Rates | Points | APR |
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| 8% | 1% | 8.16% | | 8.5% | 0% | 8.554% |
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Equity Loans
Equity Loans
Equity Lines of Credit and Fixed Rate Second Mortgages
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| Rates | Points | APR |
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| 4% | 0% | 7.82% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $0. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $0. Your actual APR may be different depending upon these factors.
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